Terms and Conditions of Service

Introduction and Agreement

Welcome to Sorephylanti. These Terms and Conditions ("Terms") govern your use of our website, services, and any related materials. By accessing our website or using our services, you acknowledge that you have read, understood, and agree to be bound by these Terms.

If you do not agree with any part of these Terms, please do not use our services

Definitions and Terminology

For the purposes of these Terms, the following definitions apply:

  • "Service": Refers to our financial planning consultation services, website, and related materials
  • "Client" or "You": Refers to any individual or entity using our services or accessing our website
  • "Consultation": Professional guidance sessions provided as part of our subscription service
  • "Agreement": These Terms and Conditions along with our Privacy Policy and any service-specific agreements

Acceptable Use of Our Services

Your use of our services is subject to the following conditions:

Permitted Uses

  • Access our consultation services for legitimate financial planning purposes
  • Use our website to learn about our services and request consultations
  • Communicate with our team regarding your financial planning needs

Prohibited Uses

  • Use our services for any unlawful purpose or in violation of applicable regulations
  • Share, reproduce, or distribute our proprietary consultation materials without permission
  • Attempt to gain unauthorized access to our systems or other clients' information
  • Use our services to harass, threaten, or intimidate our staff or other clients

Your Responsibilities and Obligations

As a client, you agree to:

  • Provide accurate and complete information during consultations
  • Keep your account information current and secure
  • Pay all fees according to the agreed schedule
  • Use our services responsibly and in accordance with these Terms

Intellectual Property Rights

All content, materials, trademarks, and intellectual property related to our services remain the exclusive property of Sorephylanti. You may not reproduce, distribute, or create derivative works without our written consent.

Unauthorized use of our intellectual property may result in legal action

Payment Terms and Conditions

Our subscription service operates under the following payment terms:

  • Monthly subscription fee of $250 CAD, payable in advance
  • All prices include applicable taxes and fees
  • Payment is due on the same date each month from your initial subscription
  • Failed payments may result in service suspension after appropriate notice

Service Termination

Either party may terminate the service relationship under these conditions:

Termination by You

You may cancel your subscription at any time with 30 days written notice. No refunds will be provided for partial months.

Termination by Us

We may terminate service for breach of these Terms, non-payment, or other legitimate business reasons with appropriate notice.

Limitation of Liability

To the maximum extent permitted by law, Sorephylanti shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of our services.

Our total liability shall not exceed the amount paid by you for services in the 12 months preceding the claim

Dispute Resolution

Any disputes arising from these Terms or our services shall be resolved through the following process:

Arbitration Process

Disputes that cannot be resolved through direct negotiation shall be submitted to binding arbitration in accordance with Canadian arbitration rules.

Arbitration shall take place in the province where our services were primarily provided

Alternative Dispute Resolution

We are committed to resolving disputes fairly and may participate in alternative dispute resolution processes where appropriate.

Canadian Financial Ombudsman Service

Indemnification

You agree to indemnify and hold harmless Sorephylanti from any claims, damages, or expenses arising from your breach of these Terms or misuse of our services.

Privacy and Data Protection

Your privacy is important to us. Our collection and use of personal information is governed by our Privacy Policy.

Please review our complete Privacy Policy for detailed information about our data practices Privacy Policy.

Governing Law

These Terms are governed by the laws of Canada and the province where our services are provided, without regard to conflict of law principles.

Severability

If any provision of these Terms is found to be unenforceable, the remaining provisions shall continue in full force and effect.

Entire Agreement

These Terms, together with our Privacy Policy, constitute the entire agreement between you and Sorephylanti regarding our services.

Modifications to Terms

We reserve the right to modify these Terms at any time. Changes will be effective upon posting to our website with an updated date.

Continued use of our services after changes constitutes acceptance of the modified Terms

Contact Information

For questions about these Terms, please contact us at info@sorephylanti.com or +1 403 833 33 24.

info@sorephylanti.com

+1 403 833 33 24

32 Bay Street, Toronto, ON M5R 2A9

Effective Date: August 11, 2025

Last Updated: Last Updated: August 11, 2025